Eighty20 and XDS Credit Bureau have partnered to create a quarterly Credit Stress Report. This report highlights the impact of economic forces on the South African consumer, with particular focus on consumer credit behaviour. All credit data in this report was sourced from the Eighty20 / XDS Online Credit Portal.
In addition to providing all Credit Bureau data on a web-based portal, Eighty20 can also triangulate this data with internal data and external secondary data to assist with personalisation and segmentation. We have also created a Financial Wellness Diagnostic that gives employers a view of staff indebtedness, levels of financial stress and the resulting cost to the company. The online data portal contains aggregated information on all credit users in South Africa. It allows users to see the distributions of credit products and users by age, gender, income, location, presage score, credit holdings, impairment and arrears status, etc. If you are a SACRRA member, you can drill down and see the credit holdings of your customers, where they have taken out other credit, and how they are performing on those products. Call us for more information.