Overdue and Overachieving
Overdue debt climbed 13.9% YoY in 2026 Q1, outpacing overall loan balance growth of 5.4%. For more insights on the… Read More
Overdue and Overachieving
Unbanked & Unbothered
Individuals under 24 represent 43% of the population but account for roughly 2% of credit-active by number and less than… Read More
Debt’s Cut
Overall, credit active individuals directed 28% of net monthly income toward debt repayments, one percentage point lower than in 2025… Read More
Unemployment Clocks In Early
In Q1 2026, unemployment climbed to 32.7%, driven largely by rising youth unemployment. Keep an eye out for Eighty20’s 2026Q1… Read More
More Cards on the Table
The number of South Africans with a retail credit account rose from 13.9 million in 2025 Q1 to 14.7 million… Read More
The Default Line
Among the 8.6m Eighty20 Mass Market borrowers (South Africa’s lower-income), more than half (52%) have loans in default in 2026… Read More