Buy Now, Stress Later
For the nearly 1m Less Affluent Youth (average income ~R4,300 per month) 86% have retail credit, 18% have unsecured loans… Read More
Buy Now, Stress Later
Credit Stress Report
Credit’s Future Swipes Young
Individuals younger than 24 represent 43% of the population, but they account for just under 2% of credit active by… Read More
Overdue and Overachieving
Overdue debt climbed 13.9% YoY in 2026 Q1, outpacing overall loan balance growth of 5.4%. For more insights on the… Read More
Unbanked & Unbothered
Individuals under 24 represent 43% of the population but account for roughly 2% of credit-active by number and less than… Read More
Debt’s Cut
Overall, credit active individuals directed 28% of net monthly income toward debt repayments, one percentage point lower than in 2025… Read More
Unemployment Clocks In Early
In Q1 2026, unemployment climbed to 32.7%, driven largely by rising youth unemployment. Keep an eye out for Eighty20’s 2026Q1… Read More