More Cards on the Table
The number of South Africans with a retail credit account rose from 13.9 million in 2025 Q1 to 14.7 million… Read More
More Cards on the Table
Credit Stress Report
The Default Line
Among the 8.6m Eighty20 Mass Market borrowers (South Africa’s lower-income), more than half (52%) have loans in default in 2026… Read More
Swipe Now, Stress Later
Overdue debt hit R237bn. By Q1 2026, overdue debt was up 13.9% YoY, while credit card arrears increased by nearly… Read More
Borrowed Time
1 in 3 South African loans is overdue. In Q1 2026, 35% of South Africa’s 56 million open loans were… Read More
Not-So-Golden Years
The ENS segment Comfortable Retirees’ overdue balances have climbed more than R7bn since Q4 2022 to R22.3bn, outpacing the broader… Read More
A Rate of Relief
Economic conditions improved modestly in Q4 2025, with unemployment declining to 31.4% and the repo rate cut by 25 basis… Read More