The Wrong Kind of Acceleration

The Wrong Kind of Acceleration

In Q4 2025, total outstanding credit increased by 1.7% QoQ (R44bn) to R2.66 trillion. Overdue balances, however, rose by 6% QoQ (R12bn) to R224bn, now accounting for 8.4% of total outstanding debt.

For more insights on the impact of the economy on South African consumers, download the latest Eighty20 Credit Stress Report

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