Post-Covid Credit Surge

Post-Covid Credit Surge

In Quarter two of 2025, South Africa’s loan balances grew 5.8% YoY to nearly R2.6 trillion – the fastest growth since Covid – while overdue balances climbed 8.3% YoY to R215 billion, equating to a R22 billion annual increase.

For more insights on the impact of the economy on South African consumers, download the latest Eighty20 Credit Stress Report

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