Crunch!

  • Fact: #

In 2009 25% of urban adults said it was difficult to get credit compared with 18% in 2008. (FutureFact 2009)

This week’s theme: Futurefact 2009

5 responses to “Crunch!

  1. Kecia

    12 years Ago

    but how many tried to access credit? is the base the same?

  2. Natan

    12 years Ago

    Is this fact a good thing or a bad thing for the economy? I think its good – it means the NCA is working and people are more responsible and the credit providers (Banks, Big retailers etc) can’t con and bully us masses into unnecessary credit.

  3. futurefact

    12 years Ago

    Kecia: The base is the same – each survey went to adults living in communities greater than 500 (i.e. excluding deep rural).
    Natan: it is a mixed bag – when people can’t access credit the economy is restricted (fewer new cars, homes, durables etc.) and jobs are lost BUT as we know SA weathered the recession better than many countries because of our stricter credit controls!

  4. FutureFact team member

    12 years Ago

    People had a choice of answering whether they found it hard or difficult to get credit and whether they wanted credit at all. The portion of people saying they didn’t want credit grew nicely for a few years then dipped last year thanks to the recession. It was healthy in the pre recession days and to a certain extent is still healthy because people are also telling us they prefer to save their money before buying things rather than using credit facilities. We see quite a bit of evidence too that people have been burnt by getting into debt and have learned their lesson. Hope this helps to understand the attitudes.

    1. FutureFact team member

      12 years Ago

      Sorry, I should have said people had a choice of whether they found it difficult or easy to get credit in my comment above.

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