Credit active

Of the approximately 20 million credit active consumers in South Africa in December 2012, just 38% were current. 15% were 1-2 months in arrears, 20% were 3 months or more in arrears, 13% had an adverse listing and the remaining 14% had a judgement or administrative order against them. (NCR’s Credit Bureau Monitor 2012 Q4)

This week’s theme: Credit in South Africa

One response to “Credit active

  1. Charles Russell

    8 years Ago

    These figures, while shocking, are not meaningfully different from three years ago (prior to bubble concerns brewing in the market).
    One perhaps needs to look at this data as interesting, but not valuable as this could well be the “new normal” for post-NCA credit in SA. Taken further, poor debtor performance somewhat justifies the high interest rates that are charged in unsecured consumer credit.

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