Tariffying Times
Both globally and in South Africa, economic outlooks have weakened – global forecasts are being cut due to potential U.S…. Read More
Tariffying Times
Credit Stress Report
Overdue and Over It
The total current value of debt in South Africa grew 5.4% over the past year to R2.56trn, but total overdue… Read More
A Big Slice of The Pie
The overall instalment to net income ratio for all South Africans is 30%. This means that almost a third of… Read More
Heavyweights
Heavy Hitters hold the majority of total loan balances (66%) despite being the second smallest segment by credit-active individuals. For… Read More
The Loan Rangers
According to the 2024 Q4 Credit Stress Report, the Mass Credit Market was the only segment to shrink in terms… Read More
A Middle-Class Dip
According to the latest Credit Stress Report, the Mass Credit Market (-3.2% YoY) and Middle Class Workers segments (-0.5% YoY)… Read More