Bubble?

In 2008, unsecured loans made up 10% of the total value of loans granted in that year, in 2011 they made up 23% of the total value of loans granted. (Eighty20 Credit Bubble Report 2012, NCR data)

This week’s theme: Credit in South Africa

One response to “Bubble?

  1. Tim Mattison

    7 years Ago

    Is this due to the government changing the rules on secured loans? The Canadian government is doing this next year ( http://j.mp/PDm8dH ). I think the reducing the maximum duration of a mortgage is a step in the right direction. Devoting a large chunk of your economic output for 30 years (there are 50 and 100 year non-commercial mortgages) just to put a roof over your head is surreal.

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