During the quarter of December 2008, 95% of the short-term loan disbursements were granted to individuals with a gross monthly income of up to R10,000. (NCR’s Consumer Credit Report 2008 Q4)

This week’s theme: Credit in South Africa II

In the quarter ending March 2009, 58% of credit-active consumers were in good standing (two or fewer months in arrears, no adverse listings and no judgements). The proportion as at end June 2007 was 64% (NCR’s Credit Bureau Monitor 2009 Q1)

This week’s theme: Credit in South Africa II

42% of white South African adults use credit cards. For black South Africans the proportion is 4%. (FinScope 2008)

This week’s theme: Credit in South Africa

92% of mortgage credit granted in 2008 was to individuals with a gross income of more than R15,000 per month. (NCR’s Consumer Credit Report 2008 Q4)

This week’s theme: Credit in South Africa

663,000 of South Africa’s adults currently have a home loan or mortgage bond. 69% of them are men. (AMPS2008B)

This week’s theme: Credit in South Africa

As at end March 2009, the credit bureaux held records for 17.61 million credit-active consumers, of which 42.3% were classified as current. (NCR’s Credit Bureau Monitor 2009 Q1)

This week’s theme: Credit in South Africa

7% of South Africa’s adults claim they could not survive without borrowing money. (FinScope 2008)

This week’s theme: Credit in South Africa

1.4 million South African adults play a musical instrument weekly. 58% of them are men. (AMPS2008B)

This week’s theme: Music in SA

12% of South Africa’s adults under the age of 25 have an iPod, MP3 player or walkman. For those older than 25, the proportion is 6%. (AMPS2008B)

This week’s theme: Music in SA

670,000 of South Africa’s adults download music from the internet. 82% of them are under the age of 35. (AMPS2008B)

This week’s theme: Music in SA